Which class of mishap is defined by the ranges: $500,000-$2,000,000 in aircraft damage, $200,000-$300,000 in boat damage, or permanent partial disability?

• A. Class A
• B. Class C
• C. Class D
• D. Class B

Answer: (D)

Mishap classifications use severity thresholds to determine the level of investigation and reporting. The middle tier is defined by substantial damage or injury that stops short of a total loss or fatality. The ranges given—aircraft damage from $500,000 to $2,000,000, boat damage from $200,000 to $300,000, or any permanent partial disability—all fall into that middle tier. This is why the correct classification is Class B: it represents significant damage or a meaningful injury outcome without reaching the extreme of a Class A event (which would involve much higher damage or a fatality/permanent total disability). It’s also more severe than the lower tiers (Class C or D), which cover smaller property damage and lesser injuries.